The Help to Buy ISA closed to new accounts at midnight on 30 November 2019. If you opened a Help to Buy ISA before 30 November 2019, you will be able to continue saving into your account until November 2029

For more information about the Help to Buy ISA please visit the Government Website here.  Alternatively you will need to speak to your ISA Administrator or Conveyancer for further information.


Click here to go to the Property Search

Help to Buy Options

If you cannot quite afford the mortgage on 100% of a home, Help to Buy Shared Ownership offers you the chance to buy a share of a home (between 25% and 75% of the home's value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to - this is called Staircasing

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Help to Buy Shared
Ownership

With a Help to Buy Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you will only need a 5% cash deposit and a 75% mortgage to make up the rest.

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Help to Buy Equity
Loan

When any existing part buy/part rent home becomes available for resale you can buy the share from its current owner

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Help to Buy Shared
Ownership Resales

When Councils and Housing Associations build new homes for sale, some are sold at a discount from the Open Market value and maybe subject to meeting Local Connection criteria. This is known as a Discounted Sale.

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Discounted
Sale

This option offers new build homes to rent at 80% of typical market rents.

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Affordable
Rent

This option offers newly built homes to rent for a period of time with the option to buy a share of the property at the end of the rental period.

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Rent to
Buy